Tuesday, March 21, 2017

Eldercare Q-A: What is Long-term Care?

Good question.  A client asked me that a couple of days ago.  Her mother had been in poor health for years, but somehow had managed to remain fairly independent in a retirement community.  Until now, when things started going south.

"She's in rehab now.  And therapists say she can't go back to where she lives.  They keep using the phrase, 'Long-term care.'"

Long-term care is precisely that:  hands-on care and supervision for the long haul.  It can mean a home care agency coming into a person's home to help with bathing, dressing, medication management and more.  Long-term care can also happen in an assisted living community, a nursing home or in many states, an adult family home.

Long-term care is NOT funded by Medicare.  People pay privately, perhaps with long-term care insurance.  Or if they run out of money, there's Medicaid.

That's the skinny on long-term care.  At least the very short version. 

1 comment:

  1. As we age, many of us are faced with the prospect of revising our living arrangements. If you feel overwhelmed by home upkeep, cut off from transport and social amenities, or simply want more companionship with others your age, an independent living facility or retirement home may be a good option.
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